March 14, 2007

Auto Insurance in Mexico

A couple of months before my wife and I were married, she and a friend along with their respective mothers took a trip to Mexico. My son has also been a few years back, but as of yet I have not had the chance to visit. Sooner or later I will remedy that. While they were there they rented a car of course. When I do end up going I will either drive mine, or rent one here to drive there. If you’ve been around here for awhile you know that I am deathly afraid of flying and after that last fiasco on a commuter jet I decided that there was just no reason for me to leave the perfectly good ground.

One thing I was not aware of when my wife went that I wish I had is that Mexico does not recognize auto insurance from the United States. This means that if you get into an accident and don’t have Mexican Car Insurance you might end up in jail, or held personally liable for any damages, whether it was your fault or not. Just as in the U.S. if you get in an accident without insurance, they can hold you responsible. You might even end up with jail time over something as simple as a fender-bender. In addition, they will hold you in jail until they have received FULL payment.

Another thing to consider when going is health insurance. Quite a few U.S. Insurance companies will not cover you when you leave the United States. This means that you need to get some kind of coverage that will take care of you and your family while there.

There is a pretty good article here about why your insurance may not be enough on a trip to Mexico and why you might want to find out exactly what is covered. The Mexican Insurance Store has a lot of valuable information about Auto and Health coverage while in Mexico. They’ve been in the insurance business for 29 years and offer the best emergency medical assistance services in the industry through Assist America. That’s the same service that the AMA gives THEIR employees and families when they travel outside of the United States.

You can actually purchase your insurance online and print out your insurance certificate right at home OR you can call them and give them your information and they will fax or email the information right back to you.

They also offer some extras as well such as programs with fixed deductibles and a $25k Bail Bond Service, which might not be a bad idea in Mexico. I have heard horror stories about people getting locked up out of country and it’s not pretty.

Timing

Isn’t that what it’s all about? Every day at 3 PM or right around there, I have the great need to take a dump. I was thinking about this the other day and wanted to post about it, but completely forgot until 3:11 this afternoon, as I was keeping my regular date with the porcelain god. I guess being regular is a damn good thing. Better than the alternative anyway.

It doesn’t matter where I am. I am not a picky shitter. Home, work, Walmart, it just doesn’t matter. I try to schedule it where I can be at home, but occasionally it doesn’t work that way. If at work I just try to sneak back into my office and hope nobody else goes in the men’s room for quite some time.

Nine More Shopping Days…

…obviously not until Christmas. My vacation. I have gotten to where I am counting the days now. Kind of expected since I am a couple of months overdue for this one. Other than a get-together I am planning to have on the 31st that I have yet to send out any emails about (well, maybe one) I am just going to hand at the house and do some yard work. My yard looks like crap coming out of the winter and needs some TLC.

I need to clean out the goldfish pond and mulch the flower beds. I may put in another small garden, but I haven’t really decided about that one yet. Most likely just a few containers of tomatoes and peppers this year, maybe with some cukes as well.

I also need to decide what I am going to plant in my great grandmother’s flower boxes. They still need to be cleaned up a bit, but I have the heavy ass things out on my front sidewalk just waiting for something cool to be planted.

Here’s some pictures I have posted over the last couple of years.

That’s the pond (duh)

Here is the area right around the pond. This must have been taken a bit later in the year. My pepper plants were getting pretty damn big.

That’s the area right around the bottom of my back porch. Those suckers get bigger every year.

Here’s another shot of the pond from two years ago if I recall. A friend of my wife’s was moving and didn’t want to hassle with her pond, so we picked up a bunch of Koi out of her nasty ass pond. All of them are dead now. The only fish that seem to survive here year in and year out are the 10 cent goldfish that I bought at Walmart when I first put the pond in.

I thought I actually had some more pictures up. There seem to be some missing, and there is no telling what category I filed them under. I managed to clean up the categories last month, but there are bound to be a few lost posts in there.

It’s about time for me to get off my ass and get ready for work. It will be pretty busy today, and then tomorrow I actually get to leave for awhile. We are doing a Waffle Party for three different classes tomorrow, about 70 kids. They always have a blast, and it generally doesn’t cost the schools anything. All three and four years olds tomorrow, so that will be cool.


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